Property Atlas

County hazard profile

Lowndes, GA

Georgia · pop. 118,124 · FIPS 13185

Relatively Low
FEMA risk rating · RATING
Hurricane
dominant hazard
$30M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Lowndes $30M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 72.65/100
national median ~50 near the national middle (73rd percentile)
Social vulnerabilityRelatively Moderate 45.74/100
national median ~50 near the national middle (46th percentile)
Community resilienceRelatively Moderate 47.74/100
national median ~50 near the national middle (48th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Lowndes

The National Flood Insurance Program has paid 134 flood-insurance claims totaling $5.0M in Lowndes since 1980. The costliest year was 2009 ($2.2M paid).

Flood-insurance dollars paid by year of loss

1980: $85 paid 1984: $17,056 paid 1991: $16,210 paid 1992: $0 paid 1994: $78,399 paid 1995: $2,046 paid 1996: $4,232 paid 1997: $946 paid 1998: $17,970 paid 2000: $0 paid 2002: $5,010 paid 2003: $2,454 paid 2004: $3,804 paid 2005: $12,680 paid 2009: $2,235,710 paid 2010: $2,421 paid 2012: $2,684 paid 2013: $66,883 paid 2014: $2,991 paid 2016: $0 paid 2017: $0 paid 2018: $45,588 paid 2021: $3,465 paid 2022: $0 paid 2023: $581,640 paid 2024: $1,847,973 paid 2009 · $2.2M 1980 2024
$5.0M
total paid
$36,942
average claim
$500K
largest single claim
46%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Lowndes, GA and where it ranks among U.S. counties. It is not a verdict on whether Lowndes is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.