Property Atlas

County hazard profile

Liberty, GA

Georgia · pop. 65,134 · FIPS 13179

Relatively Moderate
FEMA risk rating · RATING
Hurricane
dominant hazard
$68M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Liberty $68M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 83.05/100
national median ~50 higher than 83% of counties
Social vulnerabilityVery Low 10.62/100
national median ~50 among the lowest nationally
Community resilienceRelatively Low 32.73/100
national median ~50 lower than most counties (33rd percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Liberty

The National Flood Insurance Program has paid 173 flood-insurance claims totaling $2.9M in Liberty since 1980. The costliest year was 2017 ($2.2M paid).

Flood-insurance dollars paid by year of loss

1980: $333 paid 1994: $37,607 paid 1995: $32,474 paid 1996: $0 paid 1997: $0 paid 1998: $1,489 paid 2000: $0 paid 2003: $15,696 paid 2004: $53,466 paid 2005: $1,894 paid 2006: $2,842 paid 2008: $0 paid 2009: $4,118 paid 2010: $5,252 paid 2011: $0 paid 2013: $0 paid 2014: $0 paid 2015: $0 paid 2016: $27,640 paid 2017: $2,169,749 paid 2018: $0 paid 2019: $31,909 paid 2020: $2,919 paid 2021: $15,407 paid 2022: $9,422 paid 2023: $0 paid 2024: $494,269 paid 2025: $20,172 paid 2026: $0 paid 2017 · $2.2M 1980 2026
$2.9M
total paid
$16,917
average claim
$233K
largest single claim
74%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Liberty, GA and where it ranks among U.S. counties. It is not a verdict on whether Liberty is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.