Property Atlas

County hazard profile

Fulton, GA

Georgia · pop. 1,065,539 · FIPS 13121

Relatively High
FEMA risk rating · RATING
Lightning
dominant hazard
$235M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

near the national middle (72nd percentile)

national median $15M/yr Fulton $235M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively High 95.8/100
national median ~50 among the highest nationally
Social vulnerabilityVery Low 19.72/100
national median ~50 among the lowest nationally
Community resilienceRelatively High 76.43/100
national median ~50 higher than 76% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Fulton

The National Flood Insurance Program has paid 3,092 flood-insurance claims totaling $95.7M in Fulton since 1978. The costliest year was 2009 ($39.8M paid).

Flood-insurance dollars paid by year of loss

1978: $18,200 paid 1979: $729,732 paid 1980: $66,467 paid 1981: $1,548 paid 1982: $239,994 paid 1983: $20,293 paid 1984: $29,531 paid 1985: $43,216 paid 1986: $0 paid 1987: $50,993 paid 1988: $3,195 paid 1989: $84,426 paid 1990: $2,986,965 paid 1991: $456,341 paid 1992: $760,605 paid 1993: $20,086 paid 1994: $50,546 paid 1995: $225,760 paid 1996: $62,519 paid 1997: $404,690 paid 1998: $834,926 paid 1999: $116,306 paid 2000: $104,392 paid 2001: $86,982 paid 2002: $320,850 paid 2003: $506,861 paid 2004: $15,018,076 paid 2005: $2,614,523 paid 2006: $113,028 paid 2007: $20,908 paid 2008: $36,140 paid 2009: $39,787,101 paid 2010: $1,013,185 paid 2011: $81,742 paid 2012: $195,025 paid 2013: $511,329 paid 2014: $264,000 paid 2015: $1,951,991 paid 2016: $48,699 paid 2017: $1,121,387 paid 2018: $991,947 paid 2019: $472,820 paid 2020: $2,521,691 paid 2021: $489,964 paid 2022: $17,776 paid 2023: $636,873 paid 2024: $19,261,008 paid 2025: $248,308 paid 2026: $74,893 paid 2009 · $39.8M 1978 2026
$95.7M
total paid
$30,957
average claim
$775K
largest single claim
58%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Fulton, GA and where it ranks among U.S. counties. It is not a verdict on whether Fulton is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.