Property Atlas

County hazard profile

Douglas, GA

Georgia · pop. 144,139 · FIPS 13097

Relatively Low
FEMA risk rating · RATING
Tornado
dominant hazard
$34M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Douglas $34M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 65.71/100
national median ~50 near the national middle (66th percentile)
Social vulnerabilityVery Low 10.62/100
national median ~50 among the lowest nationally
Community resilienceRelatively Low 30.98/100
national median ~50 lower than most counties (31st percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Douglas

The National Flood Insurance Program has paid 215 flood-insurance claims totaling $7.2M in Douglas since 1978. The costliest year was 2009 ($5.5M paid).

Flood-insurance dollars paid by year of loss

1978: $7,025 paid 1979: $119,703 paid 1980: $11,456 paid 1981: $0 paid 1982: $239,921 paid 1983: $0 paid 1987: $177 paid 1989: $86,649 paid 1990: $320,715 paid 1995: $7,762 paid 1996: $10,275 paid 1998: $2,696 paid 1999: $2,354 paid 2001: $10,709 paid 2002: $356 paid 2003: $24,052 paid 2004: $777 paid 2005: $499,556 paid 2006: $293 paid 2009: $5,511,963 paid 2010: $187,269 paid 2012: $23,108 paid 2014: $990 paid 2015: $32,675 paid 2017: $0 paid 2018: $5,321 paid 2019: $0 paid 2020: $6,004 paid 2021: $0 paid 2023: $73,362 paid 2024: $29,675 paid 2009 · $5.5M 1978 2024
$7.2M
total paid
$33,557
average claim
$500K
largest single claim
45%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Douglas, GA and where it ranks among U.S. counties. It is not a verdict on whether Douglas is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.