Property Atlas

County hazard profile

DeKalb, GA

Georgia · pop. 763,614 · FIPS 13089

Relatively Moderate
FEMA risk rating · RATING
Lightning
dominant hazard
$153M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

near the national middle (47th percentile)

national median $15M/yr DeKalb $153M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 94.27/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively Low 37.72/100
national median ~50 lower than most counties (38th percentile)
Community resilienceRelatively Low 33.4/100
national median ~50 lower than most counties (33rd percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in DeKalb

The National Flood Insurance Program has paid 1,998 flood-insurance claims totaling $29.2M in DeKalb since 1978. The costliest year was 2009 ($12.1M paid).

Flood-insurance dollars paid by year of loss

1978: $6,298 paid 1979: $299,783 paid 1980: $480,771 paid 1981: $1,050 paid 1982: $77,336 paid 1983: $89,903 paid 1984: $20,593 paid 1985: $36,953 paid 1987: $42,475 paid 1988: $0 paid 1989: $57,567 paid 1990: $427,600 paid 1991: $1,421,012 paid 1992: $29,368 paid 1993: $0 paid 1994: $138,238 paid 1995: $34,516 paid 1996: $36,131 paid 1997: $39,704 paid 1998: $37,178 paid 1999: $7,651 paid 2000: $82,966 paid 2001: $7,415 paid 2002: $17,432 paid 2003: $1,200,720 paid 2004: $5,013,860 paid 2005: $342,415 paid 2006: $75,698 paid 2007: $288 paid 2008: $18,570 paid 2009: $12,146,325 paid 2010: $177,791 paid 2011: $0 paid 2012: $3,631 paid 2013: $1,001,946 paid 2014: $88,578 paid 2015: $443,453 paid 2016: $97,283 paid 2017: $499,932 paid 2018: $251,215 paid 2019: $121,067 paid 2020: $1,446,551 paid 2021: $46,074 paid 2022: $0 paid 2023: $41,814 paid 2024: $2,665,771 paid 2025: $115,767 paid 2009 · $12.1M 1978 2025
$29.2M
total paid
$14,610
average claim
$367K
largest single claim
59%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for DeKalb, GA and where it ranks among U.S. counties. It is not a verdict on whether DeKalb is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.