Property Atlas

County hazard profile

Coffee, GA

Georgia · pop. 43,015 · FIPS 13069

Relatively Low
FEMA risk rating · RATING
Hurricane
dominant hazard
$15M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Coffee $15M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 59.61/100
national median ~50 near the national middle (60th percentile)
Social vulnerabilityRelatively High 78.34/100
national median ~50 higher than 78% of counties
Community resilienceRelatively Low 20.29/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Coffee

The National Flood Insurance Program has paid 41 flood-insurance claims totaling $751K in Coffee since 1995. The costliest year was 2009 ($345K paid).

Flood-insurance dollars paid by year of loss

1995: $13,430 paid 1997: $6,773 paid 1998: $132,747 paid 2000: $4,529 paid 2004: $3,316 paid 2009: $345,015 paid 2013: $1,092 paid 2014: $10,212 paid 2017: $77,903 paid 2020: $131,201 paid 2021: $3,971 paid 2023: $17,112 paid 2024: $3,792 paid 2009 · $345K 1995 2024
$751K
total paid
$18,319
average claim
$94K
largest single claim
56%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Coffee, GA and where it ranks among U.S. counties. It is not a verdict on whether Coffee is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.