Property Atlas

County hazard profile

Cobb, GA

Georgia · pop. 764,915 · FIPS 13067

Relatively High
FEMA risk rating · RATING
Tornado
dominant hazard
$210M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

near the national middle (65th percentile)

national median $15M/yr Cobb $210M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively High 94.37/100
national median ~50 among the highest nationally
Social vulnerabilityVery Low 11.39/100
national median ~50 among the lowest nationally
Community resilienceRelatively Low 28.72/100
national median ~50 lower than most counties (29th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Cobb

The National Flood Insurance Program has paid 2,029 flood-insurance claims totaling $66.8M in Cobb since 1978. The costliest year was 2009 ($45.2M paid).

Flood-insurance dollars paid by year of loss

1978: $11,161 paid 1979: $473,089 paid 1980: $3,055 paid 1981: $18,886 paid 1982: $1,069,424 paid 1983: $85,466 paid 1984: $17,918 paid 1985: $9,408 paid 1986: $103,934 paid 1987: $16,607 paid 1988: $0 paid 1989: $176,857 paid 1990: $1,640,924 paid 1991: $40,528 paid 1992: $58,494 paid 1993: $4,351 paid 1994: $33,476 paid 1995: $290,692 paid 1996: $117,848 paid 1997: $11,640 paid 1998: $88,227 paid 1999: $19,981 paid 2000: $42,535 paid 2001: $79,589 paid 2002: $26,362 paid 2003: $74,153 paid 2004: $3,619,355 paid 2005: $3,275,813 paid 2006: $15,429 paid 2007: $5,081 paid 2008: $9,190 paid 2009: $45,174,141 paid 2010: $41,673 paid 2011: $19,997 paid 2012: $159,959 paid 2013: $167,792 paid 2014: $143,610 paid 2015: $83,078 paid 2016: $39,187 paid 2017: $63,890 paid 2018: $145,448 paid 2019: $136,713 paid 2020: $308,203 paid 2021: $4,520,661 paid 2022: $0 paid 2023: $1,022,269 paid 2024: $3,149,023 paid 2025: $199,561 paid 2026: $6,728 paid 2009 · $45.2M 1978 2026
$66.8M
total paid
$32,933
average claim
$667K
largest single claim
62%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Cobb, GA and where it ranks among U.S. counties. It is not a verdict on whether Cobb is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.