Property Atlas

County hazard profile

Carroll, GA

Georgia · pop. 119,058 · FIPS 13045

Relatively Low
FEMA risk rating · RATING
Tornado
dominant hazard
$32M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Carroll $32M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 70.45/100
national median ~50 near the national middle (70th percentile)
Social vulnerabilityRelatively Low 27.1/100
national median ~50 lower than most counties (27th percentile)
Community resilienceRelatively Moderate 53.69/100
national median ~50 near the national middle (54th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Carroll

The National Flood Insurance Program has paid 60 flood-insurance claims totaling $5.5M in Carroll since 1979. The costliest year was 2009 ($2.8M paid).

Flood-insurance dollars paid by year of loss

1979: $14,127 paid 1980: $2,640 paid 1982: $9,860 paid 1990: $21,693 paid 1994: $572 paid 1995: $0 paid 1996: $12,453 paid 1997: $1,163 paid 1998: $8,033 paid 2002: $8,033 paid 2005: $23,933 paid 2009: $2,845,867 paid 2014: $0 paid 2015: $1,851,182 paid 2018: $630,375 paid 2019: $41,778 paid 2020: $0 paid 2022: $18,282 paid 2025: $3,098 paid 2026: $2,172 paid 2009 · $2.8M 1979 2026
$5.5M
total paid
$91,588
average claim
$1.0M
largest single claim
48%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Carroll, GA and where it ranks among U.S. counties. It is not a verdict on whether Carroll is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.