Property Atlas

County hazard profile

Bartow, GA

Georgia · pop. 108,726 · FIPS 13015

Relatively Low
FEMA risk rating · RATING
Tornado
dominant hazard
$33M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Bartow $33M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 65.27/100
national median ~50 near the national middle (65th percentile)
Social vulnerabilityVery Low 11.39/100
national median ~50 among the lowest nationally
Community resilienceRelatively Low 29.8/100
national median ~50 lower than most counties (30th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Bartow

The National Flood Insurance Program has paid 49 flood-insurance claims totaling $907K in Bartow since 1979. The costliest year was 2025 ($287K paid).

Flood-insurance dollars paid by year of loss

1979: $1,354 paid 1996: $0 paid 2001: $11,234 paid 2003: $3,112 paid 2004: $2,448 paid 2005: $42,874 paid 2009: $268,677 paid 2010: $70,322 paid 2011: $74,401 paid 2013: $0 paid 2014: $0 paid 2015: $17,653 paid 2017: $0 paid 2018: $17,757 paid 2021: $26,418 paid 2023: $83,431 paid 2025: $287,170 paid 2025 · $287K 1979 2025
$907K
total paid
$18,507
average claim
$215K
largest single claim
45%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Bartow, GA and where it ranks among U.S. counties. It is not a verdict on whether Bartow is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.