Property Atlas

County hazard profile

Baker, GA

Georgia · pop. 2,855 · FIPS 13007

Very Low
FEMA risk rating · RATING
Hurricane
dominant hazard
$3M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Baker $3M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 9.76/100
national median ~50 among the lowest nationally
Social vulnerabilityVery High 92.65/100
national median ~50 among the highest nationally
Community resilienceVery Low 9.89/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Baker

The National Flood Insurance Program has paid 40 flood-insurance claims totaling $657K in Baker since 1990. The costliest year was 1998 ($211K paid).

Flood-insurance dollars paid by year of loss

1990: $0 paid 1994: $119,964 paid 1998: $210,589 paid 1999: $0 paid 2005: $42,846 paid 2008: $0 paid 2009: $25,441 paid 2014: $18,725 paid 2015: $26,957 paid 2016: $51,243 paid 2018: $861 paid 2019: $0 paid 2020: $160,469 paid 1998 · $211K 1990 2020
$657K
total paid
$16,427
average claim
$125K
largest single claim
83%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Baker, GA and where it ranks among U.S. counties. It is not a verdict on whether Baker is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.