Property Atlas

County hazard profile

Washington, FL

Florida · pop. 25,288 · FIPS 12133

Relatively Low
FEMA risk rating · RATING
Hurricane
dominant hazard
$19M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Washington $19M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 59.45/100
national median ~50 near the national middle (59th percentile)
Social vulnerabilityRelatively Moderate 53.05/100
national median ~50 near the national middle (53rd percentile)
Community resilienceVery Low 17.94/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Washington

The National Flood Insurance Program has paid 184 flood-insurance claims totaling $4.6M in Washington since 1978. The costliest year was 2021 ($1.3M paid).

Flood-insurance dollars paid by year of loss

1978: $23,414 paid 1990: $90,714 paid 1991: $8,664 paid 1994: $1,172,545 paid 1998: $439,732 paid 2002: $33,581 paid 2004: $704 paid 2005: $40,451 paid 2009: $37,704 paid 2012: $0 paid 2013: $29,956 paid 2014: $7,353 paid 2016: $10,912 paid 2018: $171,901 paid 2019: $261,950 paid 2020: $683,008 paid 2021: $1,284,370 paid 2022: $288,747 paid 2021 · $1.3M 1978 2022
$4.6M
total paid
$24,922
average claim
$349K
largest single claim
78%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Washington, FL and where it ranks among U.S. counties. It is not a verdict on whether Washington is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.