Property Atlas

County hazard profile

Suwannee, FL

Florida · pop. 43,427 · FIPS 12121

Relatively Low
FEMA risk rating · RATING
Hurricane
dominant hazard
$25M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Suwannee $25M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 71.34/100
national median ~50 near the national middle (71st percentile)
Social vulnerabilityRelatively High 60.11/100
national median ~50 near the national middle (60th percentile)
Community resilienceVery Low 5.18/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Suwannee

The National Flood Insurance Program has paid 364 flood-insurance claims totaling $8.4M in Suwannee since 1980. The costliest year was 2012 ($3.0M paid).

Flood-insurance dollars paid by year of loss

1980: $690 paid 1983: $362 paid 1984: $145,202 paid 1985: $8,432 paid 1986: $126,839 paid 1987: $15,165 paid 1991: $137,669 paid 1993: $50,794 paid 1996: $96,507 paid 1998: $707,771 paid 2003: $28,611 paid 2004: $299,050 paid 2005: $92,858 paid 2008: $1,111 paid 2009: $529,234 paid 2012: $3,000,943 paid 2013: $0 paid 2014: $40,460 paid 2016: $53,601 paid 2017: $11,893 paid 2018: $0 paid 2020: $24,267 paid 2023: $0 paid 2024: $2,981,220 paid 2026: $0 paid 2012 · $3.0M 1980 2026
$8.4M
total paid
$22,947
average claim
$328K
largest single claim
62%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Suwannee, FL and where it ranks among U.S. counties. It is not a verdict on whether Suwannee is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.