Property Atlas

County hazard profile

Leon, FL

Florida · pop. 292,157 · FIPS 12073

Relatively Moderate
FEMA risk rating · RATING
Cold Wave
dominant hazard
$143M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

near the national middle (44th percentile)

national median $15M/yr Leon $143M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 93.35/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively Low 35.08/100
national median ~50 lower than most counties (35th percentile)
Community resilienceVery High 82.12/100
national median ~50 higher than 82% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Leon

The National Flood Insurance Program has paid 1,015 flood-insurance claims totaling $11.9M in Leon since 1979. The costliest year was 2008 ($2.5M paid).

Flood-insurance dollars paid by year of loss

1979: $41,110 paid 1980: $48,766 paid 1981: $31,605 paid 1982: $485 paid 1983: $57,534 paid 1984: $58,083 paid 1985: $347,194 paid 1986: $107,286 paid 1987: $1,513 paid 1989: $88,129 paid 1990: $7,994 paid 1991: $255,078 paid 1993: $38,771 paid 1994: $2,152,342 paid 1995: $84,806 paid 1996: $26,473 paid 1997: $100,005 paid 1998: $779,450 paid 2000: $268,245 paid 2001: $1,946,891 paid 2002: $199,775 paid 2003: $24,222 paid 2004: $20,292 paid 2005: $150,989 paid 2006: $29,717 paid 2008: $2,487,772 paid 2009: $213,357 paid 2010: $360,337 paid 2011: $0 paid 2012: $2,816 paid 2013: $198 paid 2014: $166,546 paid 2016: $5,178 paid 2017: $28,380 paid 2018: $202,446 paid 2019: $1,524 paid 2020: $7,081 paid 2022: $33,658 paid 2023: $6,640 paid 2024: $1,468,087 paid 2025: $26,270 paid 2008 · $2.5M 1979 2025
$11.9M
total paid
$11,702
average claim
$250K
largest single claim
60%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Leon, FL and where it ranks among U.S. counties. It is not a verdict on whether Leon is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.