Property Atlas

County hazard profile

Hendry, FL

Florida · pop. 39,371 · FIPS 12051

Relatively Low
FEMA risk rating · RATING
Lightning
dominant hazard
$22M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Hendry $22M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 78.66/100
national median ~50 higher than 79% of counties
Social vulnerabilityVery High 90.3/100
national median ~50 among the highest nationally
Community resilienceVery Low 0.67/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Hendry

The National Flood Insurance Program has paid 132 flood-insurance claims totaling $742K in Hendry since 1982. The costliest year was 2017 ($228K paid).

Flood-insurance dollars paid by year of loss

1982: $3,721 paid 1983: $0 paid 1984: $6,910 paid 1986: $5,513 paid 1992: $33,774 paid 1995: $0 paid 1996: $0 paid 1998: $895 paid 1999: $0 paid 2002: $166,947 paid 2003: $0 paid 2004: $24,794 paid 2005: $145,591 paid 2006: $5,009 paid 2007: $0 paid 2008: $39,190 paid 2009: $11,887 paid 2010: $0 paid 2011: $0 paid 2014: $0 paid 2017: $227,713 paid 2019: $0 paid 2020: $0 paid 2022: $69,754 paid 2023: $0 paid 2024: $0 paid 2017 · $228K 1982 2024
$742K
total paid
$5,619
average claim
$98K
largest single claim
71%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Hendry, FL and where it ranks among U.S. counties. It is not a verdict on whether Hendry is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.