Property Atlas

County hazard profile

Baker, FL

Florida · pop. 27,852 · FIPS 12003

Very Low
FEMA risk rating · RATING
Wildfire
dominant hazard
$6M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Baker $6M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 13.26/100
national median ~50 among the lowest nationally
Social vulnerabilityRelatively Low 24.43/100
national median ~50 among the lowest nationally
Community resilienceRelatively High 71.79/100
national median ~50 near the national middle (72nd percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Baker

The National Flood Insurance Program has paid 95 flood-insurance claims totaling $2.9M in Baker since 1983. The costliest year was 2012 ($938K paid).

Flood-insurance dollars paid by year of loss

1983: $5,961 paid 1984: $781 paid 1992: $103,043 paid 1996: $55,871 paid 1998: $127,045 paid 2003: $129,817 paid 2004: $246,585 paid 2008: $223,116 paid 2012: $937,761 paid 2017: $894,319 paid 2023: $0 paid 2024: $179,506 paid 2012 · $938K 1983 2024
$2.9M
total paid
$30,566
average claim
$177K
largest single claim
75%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Baker, FL and where it ranks among U.S. counties. It is not a verdict on whether Baker is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.