Property Atlas

County hazard profile

Kent, DE

Delaware · pop. 181,705 · FIPS 10001

Relatively Moderate
FEMA risk rating · RATING
Cold Wave
dominant hazard
$56M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Kent $56M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 84.51/100
national median ~50 higher than 85% of counties
Social vulnerabilityRelatively Low 32.44/100
national median ~50 lower than most counties (32nd percentile)
Community resilienceRelatively High 68.19/100
national median ~50 near the national middle (68th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Kent

The National Flood Insurance Program has paid 375 flood-insurance claims totaling $3.6M in Kent since 1978. The costliest year was 2008 ($1.4M paid).

Flood-insurance dollars paid by year of loss

1978: $0 paid 1979: $579 paid 1980: $90,831 paid 1983: $2,549 paid 1984: $142,059 paid 1985: $23,432 paid 1986: $7,949 paid 1988: $17,710 paid 1989: $1,547 paid 1992: $233,705 paid 1993: $0 paid 1994: $261,747 paid 1996: $675 paid 1998: $101,343 paid 1999: $20,697 paid 2000: $13,308 paid 2002: $0 paid 2003: $7,743 paid 2004: $31,298 paid 2006: $20,341 paid 2007: $3,372 paid 2008: $1,424,218 paid 2009: $59,349 paid 2010: $5,721 paid 2011: $390,522 paid 2012: $18,861 paid 2013: $13,650 paid 2015: $1,890 paid 2016: $141,302 paid 2017: $0 paid 2018: $116,524 paid 2019: $1,609 paid 2020: $240,000 paid 2021: $28,133 paid 2022: $30,756 paid 2023: $56,972 paid 2024: $51,030 paid 2025: $11,491 paid 2008 · $1.4M 1978 2025
$3.6M
total paid
$9,528
average claim
$239K
largest single claim
81%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Kent, DE and where it ranks among U.S. counties. It is not a verdict on whether Kent is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.