Property Atlas

County hazard profile

El Paso, CO

Colorado · pop. 729,693 · FIPS 08041

Relatively Moderate
FEMA risk rating · RATING
Winter Weather
dominant hazard
$213M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

near the national middle (66th percentile)

national median $15M/yr El Paso $213M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 94.05/100
national median ~50 among the highest nationally
Social vulnerabilityVery Low 10.62/100
national median ~50 among the lowest nationally
Community resilienceRelatively Moderate 58.05/100
national median ~50 near the national middle (58th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in El Paso

The National Flood Insurance Program has paid 856 flood-insurance claims totaling $6.0M in El Paso since 1978. The costliest year was 2013 ($3.7M paid).

Flood-insurance dollars paid by year of loss

1978: $1,273 paid 1979: $45,637 paid 1980: $4,919 paid 1981: $15,876 paid 1982: $13,145 paid 1983: $863 paid 1984: $1,957 paid 1985: $21,827 paid 1986: $2,949 paid 1987: $0 paid 1988: $1,074 paid 1989: $0 paid 1990: $0 paid 1991: $33,239 paid 1992: $0 paid 1993: $19,595 paid 1994: $20,649 paid 1995: $12,921 paid 1996: $0 paid 1997: $63,174 paid 1998: $43,500 paid 1999: $158,514 paid 2000: $0 paid 2001: $2,956 paid 2004: $44,286 paid 2005: $39,219 paid 2006: $42,032 paid 2007: $11,000 paid 2008: $10,618 paid 2009: $24,615 paid 2010: $64,332 paid 2011: $7,798 paid 2012: $136,708 paid 2013: $3,715,219 paid 2014: $86,509 paid 2015: $894,029 paid 2016: $15,790 paid 2017: $4,063 paid 2018: $166,088 paid 2019: $36,805 paid 2020: $104,189 paid 2021: $774 paid 2022: $29,158 paid 2023: $92,243 paid 2024: $6,180 paid 2025: $756 paid 2026: $0 paid 2013 · $3.7M 1978 2026
$6.0M
total paid
$7,005
average claim
$617K
largest single claim
38%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for El Paso, CO and where it ranks among U.S. counties. It is not a verdict on whether El Paso is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.