Property Atlas

County hazard profile

Yolo, CA

California · pop. 216,393 · FIPS 06113

Relatively Moderate
FEMA risk rating · RATING
Drought
dominant hazard
$116M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

lower than most counties (36th percentile)

national median $15M/yr Yolo $116M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 91.38/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively Low 24.2/100
national median ~50 among the lowest nationally
Community resilienceRelatively High 69.43/100
national median ~50 near the national middle (69th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Yolo

The National Flood Insurance Program has paid 340 flood-insurance claims totaling $3.3M in Yolo since 1978. The costliest year was 1995 ($1.0M paid).

Flood-insurance dollars paid by year of loss

1978: $21,579 paid 1980: $49,697 paid 1982: $85,865 paid 1983: $33,877 paid 1986: $58,825 paid 1993: $14,427 paid 1994: $0 paid 1995: $1,002,499 paid 1996: $2,097 paid 1997: $515,468 paid 1998: $494,891 paid 2002: $41,552 paid 2003: $16,037 paid 2004: $0 paid 2005: $278,723 paid 2006: $39,237 paid 2008: $0 paid 2011: $16,342 paid 2012: $6,102 paid 2016: $47,592 paid 2017: $72,622 paid 2018: $0 paid 2019: $465,374 paid 2021: $0 paid 2022: $0 paid 2023: $41,277 paid 2024: $0 paid 1995 · $1.0M 1978 2024
$3.3M
total paid
$9,718
average claim
$127K
largest single claim
73%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Yolo, CA and where it ranks among U.S. counties. It is not a verdict on whether Yolo is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.