Property Atlas

County hazard profile

Ventura, CA

California · pop. 843,136 · FIPS 06111

Relatively High
FEMA risk rating · RATING
Wildfire
dominant hazard
$762M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the highest nationally

national median $15M/yr Ventura $762M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively High 99.4/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively Low 29.77/100
national median ~50 lower than most counties (30th percentile)
Community resilienceRelatively Low 33.56/100
national median ~50 lower than most counties (34th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Ventura

The National Flood Insurance Program has paid 1,331 flood-insurance claims totaling $16.0M in Ventura since 1978. The costliest year was 2005 ($5.3M paid).

Flood-insurance dollars paid by year of loss

1978: $469,493 paid 1979: $19,975 paid 1980: $230,836 paid 1981: $64,445 paid 1982: $1,644 paid 1983: $876,762 paid 1984: $0 paid 1985: $500 paid 1986: $180,994 paid 1987: $0 paid 1988: $169,108 paid 1991: $114,160 paid 1992: $296,883 paid 1993: $20,701 paid 1994: $6,208 paid 1995: $1,086,161 paid 1996: $41,170 paid 1997: $18,833 paid 1998: $2,423,195 paid 1999: $0 paid 2000: $61,994 paid 2001: $97,950 paid 2002: $72,274 paid 2003: $0 paid 2004: $120,069 paid 2005: $5,291,241 paid 2006: $19,186 paid 2007: $0 paid 2008: $232,375 paid 2009: $0 paid 2010: $7,036 paid 2011: $4,243 paid 2012: $0 paid 2013: $0 paid 2014: $758,677 paid 2015: $56,300 paid 2016: $90,240 paid 2017: $233,058 paid 2018: $335,218 paid 2019: $637,171 paid 2021: $12,228 paid 2022: $0 paid 2023: $1,385,305 paid 2024: $505,982 paid 2025: $61,764 paid 2026: $0 paid 2005 · $5.3M 1978 2026
$16.0M
total paid
$12,024
average claim
$500K
largest single claim
38%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Ventura, CA and where it ranks among U.S. counties. It is not a verdict on whether Ventura is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.