Property Atlas

County hazard profile

Shasta, CA

California · pop. 181,918 · FIPS 06089

Relatively Moderate
FEMA risk rating · RATING
Wildfire
dominant hazard
$135M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

near the national middle (42nd percentile)

national median $15M/yr Shasta $135M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 93.38/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively Moderate 41.13/100
national median ~50 near the national middle (41st percentile)
Community resilienceRelatively Moderate 47.71/100
national median ~50 near the national middle (48th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Shasta

The National Flood Insurance Program has paid 256 flood-insurance claims totaling $4.5M in Shasta since 1978. The costliest year was 2025 ($1.6M paid).

Flood-insurance dollars paid by year of loss

1978: $0 paid 1979: $4,104 paid 1981: $15,474 paid 1982: $0 paid 1983: $18,486 paid 1986: $59,572 paid 1987: $0 paid 1989: $1,163 paid 1992: $0 paid 1993: $13,746 paid 1995: $194,427 paid 1996: $86,565 paid 1997: $445,727 paid 1998: $35,444 paid 1999: $0 paid 2002: $2,809 paid 2003: $47,295 paid 2004: $5,264 paid 2005: $289,801 paid 2006: $7,680 paid 2009: $28,985 paid 2011: $3,666 paid 2012: $323,800 paid 2014: $60,698 paid 2016: $281,770 paid 2017: $706,827 paid 2019: $121,889 paid 2023: $101,791 paid 2024: $41,840 paid 2025: $1,636,886 paid 2025 · $1.6M 1978 2025
$4.5M
total paid
$17,718
average claim
$440K
largest single claim
61%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Shasta, CA and where it ranks among U.S. counties. It is not a verdict on whether Shasta is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.