Property Atlas

County hazard profile

Riverside, CA

California · pop. 2,416,838 · FIPS 06065

Very High
FEMA risk rating · RATING
Wildfire
dominant hazard
$2.3B
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the highest nationally

national median $15M/yr Riverside $2.3B

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery High 99.9/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively Low 33.33/100
national median ~50 lower than most counties (33rd percentile)
Community resilienceVery Low 13.04/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Riverside

The National Flood Insurance Program has paid 1,635 flood-insurance claims totaling $21.2M in Riverside since 1978. The costliest year was 2014 ($6.8M paid).

Flood-insurance dollars paid by year of loss

1978: $57,092 paid 1979: $1,087,140 paid 1980: $2,539,001 paid 1981: $18,425 paid 1982: $68,944 paid 1983: $753,263 paid 1984: $266,929 paid 1985: $0 paid 1986: $10,141 paid 1987: $6,468 paid 1988: $18,395 paid 1989: $12,546 paid 1990: $3,658 paid 1991: $87,475 paid 1992: $63,637 paid 1993: $679,819 paid 1994: $19,239 paid 1995: $452,081 paid 1996: $0 paid 1997: $16,598 paid 1998: $202,325 paid 1999: $44,113 paid 2000: $1,884 paid 2001: $11,958 paid 2002: $9,931 paid 2003: $0 paid 2004: $19,698 paid 2005: $575,330 paid 2006: $1,107 paid 2007: $7,711 paid 2008: $115,192 paid 2010: $859,921 paid 2011: $3,902 paid 2012: $30,415 paid 2013: $565,364 paid 2014: $6,827,762 paid 2015: $24,752 paid 2016: $62,632 paid 2017: $237,673 paid 2018: $490,760 paid 2019: $434,839 paid 2020: $292,380 paid 2021: $19,615 paid 2022: $133,799 paid 2023: $3,318,966 paid 2024: $45,540 paid 2025: $691,369 paid 2026: $11,278 paid 2014 · $6.8M 1978 2026
$21.2M
total paid
$12,967
average claim
$500K
largest single claim
27%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Riverside, CA and where it ranks among U.S. counties. It is not a verdict on whether Riverside is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.