Property Atlas

County hazard profile

White, AR

Arkansas · pop. 76,780 · FIPS 05145

Relatively Moderate
FEMA risk rating · RATING
Ice Storm
dominant hazard
$51M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr White $51M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 85.72/100
national median ~50 higher than 86% of counties
Social vulnerabilityRelatively Moderate 55.18/100
national median ~50 near the national middle (55th percentile)
Community resilienceRelatively Low 36.96/100
national median ~50 lower than most counties (37th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in White

The National Flood Insurance Program has paid 134 flood-insurance claims totaling $3.0M in White since 1979. The costliest year was 2011 ($819K paid).

Flood-insurance dollars paid by year of loss

1979: $1,006 paid 1981: $0 paid 1982: $4,298 paid 1984: $3,162 paid 1997: $4,868 paid 2001: $18,555 paid 2003: $324,702 paid 2008: $252,096 paid 2009: $669,399 paid 2010: $53,513 paid 2011: $819,339 paid 2013: $12,921 paid 2014: $56,328 paid 2015: $23,293 paid 2016: $28,134 paid 2017: $742,814 paid 2018: $7,788 paid 2019: $0 paid 2025: $11,511 paid 2011 · $819K 1979 2025
$3.0M
total paid
$22,640
average claim
$253K
largest single claim
70%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for White, AR and where it ranks among U.S. counties. It is not a verdict on whether White is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.