Property Atlas

County hazard profile

Saline, AR

Arkansas · pop. 123,011 · FIPS 05125

Relatively Low
FEMA risk rating · RATING
Ice Storm
dominant hazard
$41M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Saline $41M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 77.64/100
national median ~50 higher than 78% of counties
Social vulnerabilityRelatively Low 29.07/100
national median ~50 lower than most counties (29th percentile)
Community resilienceRelatively Moderate 54.52/100
national median ~50 near the national middle (55th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Saline

The National Flood Insurance Program has paid 275 flood-insurance claims totaling $7.6M in Saline since 1978. The costliest year was 2009 ($1.3M paid).

Flood-insurance dollars paid by year of loss

1978: $49,608 paid 1979: $647 paid 1980: $0 paid 1981: $5,395 paid 1982: $74,799 paid 1983: $53,214 paid 1984: $200,667 paid 1985: $223 paid 1987: $17,776 paid 1989: $296,217 paid 1990: $12,763 paid 1996: $15,521 paid 1998: $808 paid 2001: $0 paid 2002: $4,822 paid 2003: $11,270 paid 2006: $10,337 paid 2008: $955,844 paid 2009: $1,300,635 paid 2010: $98,300 paid 2011: $339,038 paid 2012: $53,781 paid 2013: $19,773 paid 2014: $20,799 paid 2015: $20,557 paid 2016: $4,845 paid 2017: $205,754 paid 2018: $56,416 paid 2019: $708,759 paid 2020: $603,496 paid 2021: $447,020 paid 2022: $53,881 paid 2024: $929,018 paid 2025: $1,073,067 paid 2009 · $1.3M 1978 2025
$7.6M
total paid
$27,800
average claim
$548K
largest single claim
57%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Saline, AR and where it ranks among U.S. counties. It is not a verdict on whether Saline is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.