Property Atlas

County hazard profile

Phillips, AR

Arkansas · pop. 16,523 · FIPS 05107

Relatively Low
FEMA risk rating · RATING
Earthquake
dominant hazard
$14M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Phillips $14M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 61.67/100
national median ~50 near the national middle (62nd percentile)
Social vulnerabilityVery High 98.79/100
national median ~50 among the highest nationally
Community resilienceRelatively Moderate 46.06/100
national median ~50 near the national middle (46th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Phillips

The National Flood Insurance Program has paid 456 flood-insurance claims totaling $3.7M in Phillips since 1978. The costliest year was 2011 ($694K paid).

Flood-insurance dollars paid by year of loss

1978: $43,859 paid 1979: $185,624 paid 1980: $492,004 paid 1981: $255,732 paid 1982: $67,701 paid 1983: $42,033 paid 1984: $272,475 paid 1985: $2,894 paid 1986: $9,173 paid 1987: $27,519 paid 1988: $0 paid 1989: $147,567 paid 1990: $4,028 paid 1991: $37,642 paid 1992: $0 paid 1993: $11,594 paid 1994: $16,521 paid 1995: $3,134 paid 1996: $1,312 paid 1997: $85,584 paid 2001: $188,493 paid 2002: $0 paid 2003: $3,247 paid 2004: $79,636 paid 2005: $66,017 paid 2007: $6,052 paid 2008: $15,000 paid 2009: $143,344 paid 2011: $694,100 paid 2014: $28,467 paid 2016: $308,503 paid 2017: $7,541 paid 2018: $68,564 paid 2019: $212,791 paid 2020: $17,912 paid 2021: $0 paid 2023: $116,486 paid 2025: $75,062 paid 2026: $5,000 paid 2011 · $694K 1978 2026
$3.7M
total paid
$8,207
average claim
$153K
largest single claim
62%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Phillips, AR and where it ranks among U.S. counties. It is not a verdict on whether Phillips is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.