Property Atlas

County hazard profile

Ouachita, AR

Arkansas · pop. 22,627 · FIPS 05103

Relatively Low
FEMA risk rating · RATING
Ice Storm
dominant hazard
$10M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Ouachita $10M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 51.21/100
national median ~50 near the national middle (51st percentile)
Social vulnerabilityVery High 94.78/100
national median ~50 among the highest nationally
Community resilienceRelatively Low 36.83/100
national median ~50 lower than most counties (37th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Ouachita

The National Flood Insurance Program has paid 91 flood-insurance claims totaling $1.5M in Ouachita since 1982. The costliest year was 2004 ($442K paid).

Flood-insurance dollars paid by year of loss

1982: $96 paid 1987: $14,103 paid 1990: $2,440 paid 1991: $5,327 paid 1993: $3,053 paid 1997: $318,385 paid 1998: $548 paid 2001: $0 paid 2004: $441,517 paid 2007: $11,052 paid 2008: $12,134 paid 2009: $276,353 paid 2010: $1,339 paid 2014: $0 paid 2018: $241,651 paid 2025: $192,444 paid 2004 · $442K 1982 2025
$1.5M
total paid
$16,708
average claim
$110K
largest single claim
71%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Ouachita, AR and where it ranks among U.S. counties. It is not a verdict on whether Ouachita is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.