Property Atlas

County hazard profile

Jefferson, AR

Arkansas · pop. 67,108 · FIPS 05069

Relatively Moderate
FEMA risk rating · RATING
Ice Storm
dominant hazard
$37M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Jefferson $37M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 85.18/100
national median ~50 higher than 85% of counties
Social vulnerabilityVery High 93.67/100
national median ~50 among the highest nationally
Community resilienceRelatively High 67.08/100
national median ~50 near the national middle (67th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Jefferson

The National Flood Insurance Program has paid 596 flood-insurance claims totaling $14.4M in Jefferson since 1978. The costliest year was 2019 ($6.3M paid).

Flood-insurance dollars paid by year of loss

1978: $3,342 paid 1979: $28,702 paid 1981: $51,031 paid 1982: $143,698 paid 1983: $190,714 paid 1984: $579,771 paid 1985: $3,751 paid 1986: $14,267 paid 1987: $32,162 paid 1988: $0 paid 1989: $89,341 paid 1990: $905,335 paid 1991: $132,668 paid 1993: $12,541 paid 1994: $5,935 paid 1995: $36,373 paid 1996: $0 paid 1997: $207,785 paid 1998: $500 paid 1999: $106 paid 2000: $37,037 paid 2001: $7,783 paid 2002: $95,207 paid 2003: $19,729 paid 2004: $21,491 paid 2007: $2,714 paid 2008: $619,540 paid 2009: $242,169 paid 2010: $34,700 paid 2011: $86,613 paid 2012: $220,052 paid 2013: $260,635 paid 2014: $0 paid 2015: $3,028,830 paid 2016: $709,450 paid 2017: $69,503 paid 2018: $54,971 paid 2019: $6,281,699 paid 2020: $0 paid 2021: $15,006 paid 2022: $53,684 paid 2023: $6,548 paid 2025: $116,556 paid 2019 · $6.3M 1978 2025
$14.4M
total paid
$24,198
average claim
$233K
largest single claim
80%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Jefferson, AR and where it ranks among U.S. counties. It is not a verdict on whether Jefferson is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.