Property Atlas

County hazard profile

Desha, AR

Arkansas · pop. 11,357 · FIPS 05041

Very Low
FEMA risk rating · RATING
Earthquake
dominant hazard
$7M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Desha $7M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 32.89/100
national median ~50 lower than most counties (33rd percentile)
Social vulnerabilityVery High 98/100
national median ~50 among the highest nationally
Community resilienceRelatively Moderate 53.18/100
national median ~50 near the national middle (53rd percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Desha

The National Flood Insurance Program has paid 206 flood-insurance claims totaling $3.6M in Desha since 1979. The costliest year was 2025 ($700K paid).

Flood-insurance dollars paid by year of loss

1979: $393 paid 1981: $0 paid 1982: $657 paid 1983: $10,181 paid 1989: $0 paid 1990: $6,112 paid 1991: $61,478 paid 1992: $1,843 paid 1994: $222,169 paid 1997: $10,300 paid 2000: $3,803 paid 2001: $48,922 paid 2002: $190,954 paid 2006: $1,051 paid 2008: $51,755 paid 2009: $32,260 paid 2011: $533,082 paid 2013: $0 paid 2014: $1,759 paid 2015: $125,977 paid 2016: $554,529 paid 2017: $12,759 paid 2018: $26,603 paid 2019: $553,239 paid 2020: $2,101 paid 2021: $457,833 paid 2023: $3,399 paid 2024: $0 paid 2025: $699,925 paid 2025 · $700K 1979 2025
$3.6M
total paid
$17,539
average claim
$128K
largest single claim
74%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Desha, AR and where it ranks among U.S. counties. It is not a verdict on whether Desha is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.