Property Atlas

County hazard profile

Cross, AR

Arkansas · pop. 16,824 · FIPS 05037

Relatively Low
FEMA risk rating · RATING
Earthquake
dominant hazard
$20M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Cross $20M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 64.92/100
national median ~50 near the national middle (65th percentile)
Social vulnerabilityRelatively High 66.83/100
national median ~50 near the national middle (67th percentile)
Community resilienceRelatively Low 36.39/100
national median ~50 lower than most counties (36th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Cross

The National Flood Insurance Program has paid 61 flood-insurance claims totaling $2.2M in Cross since 1979. The costliest year was 2003 ($1.1M paid).

Flood-insurance dollars paid by year of loss

1979: $22,000 paid 1980: $2,112 paid 1982: $1,892 paid 1983: $182 paid 1987: $7,918 paid 1994: $0 paid 1997: $3,389 paid 2001: $2,608 paid 2002: $17,785 paid 2003: $1,066,093 paid 2007: $0 paid 2008: $10,642 paid 2009: $3,585 paid 2010: $42,325 paid 2011: $388,425 paid 2013: $39,529 paid 2015: $41,784 paid 2018: $3,032 paid 2025: $592,456 paid 2003 · $1.1M 1979 2025
$2.2M
total paid
$36,816
average claim
$500K
largest single claim
64%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Cross, AR and where it ranks among U.S. counties. It is not a verdict on whether Cross is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.