Property Atlas

County hazard profile

Craighead, AR

Arkansas · pop. 111,202 · FIPS 05031

Relatively Moderate
FEMA risk rating · RATING
Ice Storm
dominant hazard
$90M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

lower than most counties (28th percentile)

national median $15M/yr Craighead $90M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 91.79/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively High 66.03/100
national median ~50 near the national middle (66th percentile)
Community resilienceRelatively Moderate 52.86/100
national median ~50 near the national middle (53rd percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Craighead

The National Flood Insurance Program has paid 409 flood-insurance claims totaling $7.9M in Craighead since 1978. The costliest year was 2016 ($3.2M paid).

Flood-insurance dollars paid by year of loss

1978: $5,416 paid 1979: $25,749 paid 1980: $512 paid 1982: $3,190 paid 1983: $25,252 paid 1984: $8,146 paid 1986: $3,561 paid 1988: $40,032 paid 1989: $8,292 paid 1990: $99,837 paid 1991: $1,747 paid 1995: $0 paid 1996: $4,308 paid 1997: $552,179 paid 1998: $828 paid 1999: $0 paid 2001: $239,925 paid 2002: $1,904,899 paid 2003: $33,638 paid 2004: $18,091 paid 2006: $29,672 paid 2007: $12,982 paid 2008: $161,731 paid 2009: $411,378 paid 2010: $0 paid 2011: $63,444 paid 2013: $88,855 paid 2014: $11,743 paid 2015: $16,889 paid 2016: $3,159,780 paid 2017: $241,032 paid 2018: $56,349 paid 2019: $0 paid 2021: $57,166 paid 2022: $8,797 paid 2023: $444,609 paid 2025: $183,194 paid 2016 · $3.2M 1978 2025
$7.9M
total paid
$19,372
average claim
$1.1M
largest single claim
72%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Craighead, AR and where it ranks among U.S. counties. It is not a verdict on whether Craighead is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.