Property Atlas

County hazard profile

Benton, AR

Arkansas · pop. 284,135 · FIPS 05007

Relatively Moderate
FEMA risk rating · RATING
Ice Storm
dominant hazard
$92M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

lower than most counties (28th percentile)

national median $15M/yr Benton $92M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 88.74/100
national median ~50 higher than 89% of counties
Social vulnerabilityVery Low 16.98/100
national median ~50 among the lowest nationally
Community resilienceRelatively Moderate 43.42/100
national median ~50 near the national middle (43rd percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Benton

The National Flood Insurance Program has paid 336 flood-insurance claims totaling $9.2M in Benton since 1979. The costliest year was 2017 ($2.9M paid).

Flood-insurance dollars paid by year of loss

1979: $671 paid 1981: $0 paid 1982: $0 paid 1984: $69,520 paid 1985: $2,507 paid 1986: $63,388 paid 1988: $0 paid 1990: $199,529 paid 1992: $1,495 paid 1993: $130,683 paid 1994: $14,807 paid 1995: $35,217 paid 1997: $22,791 paid 1998: $1,219 paid 1999: $5,565 paid 2000: $137,052 paid 2001: $0 paid 2002: $0 paid 2004: $348,995 paid 2006: $0 paid 2008: $12,510 paid 2010: $3,243 paid 2011: $700,260 paid 2012: $0 paid 2013: $560,298 paid 2014: $0 paid 2015: $729,930 paid 2016: $0 paid 2017: $2,946,512 paid 2018: $19,062 paid 2019: $139,708 paid 2020: $29,591 paid 2021: $2,098,068 paid 2022: $144,741 paid 2023: $0 paid 2024: $114,922 paid 2025: $700,382 paid 2017 · $2.9M 1979 2025
$9.2M
total paid
$27,478
average claim
$444K
largest single claim
63%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Benton, AR and where it ranks among U.S. counties. It is not a verdict on whether Benton is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.