Property Atlas

County hazard profile

Yuma, AZ

Arizona · pop. 203,299 · FIPS 04027

Relatively Moderate
FEMA risk rating · RATING
Earthquake
dominant hazard
$91M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

lower than most counties (28th percentile)

national median $15M/yr Yuma $91M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 92.56/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively High 68.54/100
national median ~50 near the national middle (69th percentile)
Community resilienceVery Low 1.18/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Yuma

The National Flood Insurance Program has paid 123 flood-insurance claims totaling $1.0M in Yuma since 1979. The costliest year was 1993 ($646K paid).

Flood-insurance dollars paid by year of loss

1979: $47,783 paid 1980: $2,826 paid 1983: $4,575 paid 1984: $0 paid 1989: $41,530 paid 1992: $0 paid 1993: $645,687 paid 1994: $5,528 paid 1997: $0 paid 1998: $1,084 paid 2001: $0 paid 2002: $74,493 paid 2005: $3,537 paid 2007: $0 paid 2010: $0 paid 2011: $0 paid 2012: $0 paid 2017: $0 paid 2020: $8,275 paid 2023: $122,206 paid 2025: $91,299 paid 1993 · $646K 1979 2025
$1.0M
total paid
$8,527
average claim
$122K
largest single claim
80%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Yuma, AZ and where it ranks among U.S. counties. It is not a verdict on whether Yuma is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.