Property Atlas

County hazard profile

Yavapai, AZ

Arizona · pop. 235,830 · FIPS 04025

Relatively Moderate
FEMA risk rating · RATING
Wildfire
dominant hazard
$108M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

lower than most counties (33rd percentile)

national median $15M/yr Yavapai $108M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 93.73/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively High 72.96/100
national median ~50 near the national middle (73rd percentile)
Community resilienceVery Low 18/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Yavapai

The National Flood Insurance Program has paid 466 flood-insurance claims totaling $6.2M in Yavapai since 1978. The costliest year was 2019 ($1.2M paid).

Flood-insurance dollars paid by year of loss

1978: $28,922 paid 1979: $0 paid 1980: $189,046 paid 1982: $1,958 paid 1983: $58,594 paid 1984: $4,793 paid 1985: $0 paid 1990: $3,738 paid 1992: $5,274 paid 1993: $1,017,010 paid 1995: $233,662 paid 1997: $6,024 paid 1998: $36,444 paid 1999: $7,749 paid 2000: $1,539 paid 2002: $38,628 paid 2003: $4,846 paid 2004: $775,727 paid 2005: $245,537 paid 2006: $30,632 paid 2007: $216,377 paid 2009: $83,959 paid 2010: $149,378 paid 2011: $128 paid 2012: $3,215 paid 2013: $67,905 paid 2014: $91,938 paid 2015: $3,791 paid 2016: $118,247 paid 2017: $226,357 paid 2018: $142,134 paid 2019: $1,220,852 paid 2020: $58,523 paid 2021: $622,595 paid 2022: $9,397 paid 2023: $447,079 paid 2024: $66,981 paid 2025: $19,853 paid 2019 · $1.2M 1978 2025
$6.2M
total paid
$13,388
average claim
$335K
largest single claim
61%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Yavapai, AZ and where it ranks among U.S. counties. It is not a verdict on whether Yavapai is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.