Property Atlas

County hazard profile

Pima, AZ

Arizona · pop. 1,042,716 · FIPS 04019

Relatively High
FEMA risk rating · RATING
Heat Wave
dominant hazard
$531M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the highest nationally

national median $15M/yr Pima $531M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively High 99.11/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively Moderate 50.86/100
national median ~50 near the national middle (51st percentile)
Community resilienceRelatively Low 20.32/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Pima

The National Flood Insurance Program has paid 583 flood-insurance claims totaling $7.9M in Pima since 1978. The costliest year was 2006 ($1.3M paid).

Flood-insurance dollars paid by year of loss

1978: $9,338 paid 1979: $6,786 paid 1980: $8,629 paid 1981: $0 paid 1982: $5,938 paid 1983: $933,067 paid 1984: $17,639 paid 1985: $2,125 paid 1986: $7,077 paid 1988: $21,155 paid 1990: $211,117 paid 1991: $0 paid 1992: $0 paid 1993: $455,193 paid 1994: $0 paid 1995: $19,245 paid 1996: $6,495 paid 1997: $0 paid 1998: $50,623 paid 1999: $31,962 paid 2000: $46,934 paid 2001: $0 paid 2002: $90,858 paid 2003: $309,489 paid 2004: $1,772 paid 2005: $35,180 paid 2006: $1,277,205 paid 2007: $927,519 paid 2008: $129,481 paid 2009: $0 paid 2010: $1,179,493 paid 2011: $175,820 paid 2012: $88,387 paid 2013: $8,314 paid 2014: $168,779 paid 2015: $0 paid 2016: $455,048 paid 2017: $37,024 paid 2018: $94,888 paid 2019: $36,309 paid 2020: $11,163 paid 2021: $294,349 paid 2022: $509,233 paid 2023: $207,842 paid 2024: $0 paid 2025: $0 paid 2026: $0 paid 2006 · $1.3M 1978 2026
$7.9M
total paid
$13,502
average claim
$290K
largest single claim
57%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Pima, AZ and where it ranks among U.S. counties. It is not a verdict on whether Pima is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.