Property Atlas

County hazard profile

Fairbanks North Star, AK

Alaska · pop. 95,579 · FIPS 02090

Relatively Moderate
FEMA risk rating · RATING
Landslide
dominant hazard
$101M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

lower than most counties (31st percentile)

national median $15M/yr Fairbanks North Star $101M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 88.52/100
national median ~50 higher than 89% of counties
Social vulnerabilityVery Low 10.62/100
national median ~50 among the lowest nationally
Community resilienceRelatively Low 25.99/100
national median ~50 lower than most counties (26th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Fairbanks North Star

The National Flood Insurance Program has paid 244 flood-insurance claims totaling $2.6M in Fairbanks North Star since 1978. The costliest year was 2008 ($674K paid).

Flood-insurance dollars paid by year of loss

1978: $216 paid 1979: $0 paid 1980: $20,701 paid 1981: $0 paid 1982: $631 paid 1983: $0 paid 1984: $22,303 paid 1985: $81,058 paid 1986: $13,929 paid 1990: $13,316 paid 1991: $125,387 paid 1992: $34,300 paid 1993: $0 paid 1994: $18,333 paid 1995: $17,381 paid 1996: $3,523 paid 1997: $3,680 paid 1999: $0 paid 2001: $7,041 paid 2002: $77,775 paid 2003: $161,366 paid 2004: $67,722 paid 2005: $46,977 paid 2006: $2,828 paid 2007: $11,221 paid 2008: $674,339 paid 2009: $202,206 paid 2011: $99,848 paid 2012: $0 paid 2014: $351,775 paid 2015: $0 paid 2016: $45,911 paid 2019: $31,581 paid 2020: $348,100 paid 2021: $14,961 paid 2022: $25,181 paid 2023: $43,166 paid 2024: $956 paid 2008 · $674K 1978 2024
$2.6M
total paid
$10,523
average claim
$187K
largest single claim
70%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Fairbanks North Star, AK and where it ranks among U.S. counties. It is not a verdict on whether Fairbanks North Star is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.