Property Atlas

County hazard profile

Pickens, AL

Alabama · pop. 19,095 · FIPS 01107

Relatively Low
FEMA risk rating · RATING
Heat Wave
dominant hazard
$9M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Pickens $9M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 44.69/100
national median ~50 near the national middle (45th percentile)
Social vulnerabilityVery High 91.67/100
national median ~50 among the highest nationally
Community resilienceVery Low 18.32/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Pickens

The National Flood Insurance Program has paid 116 flood-insurance claims totaling $1.2M in Pickens since 1978. The costliest year was 2019 ($276K paid).

Flood-insurance dollars paid by year of loss

1978: $3,800 paid 1979: $15,481 paid 1980: $58 paid 1982: $1,235 paid 1983: $89,141 paid 1990: $69,635 paid 1991: $168,714 paid 1994: $3,533 paid 1995: $2,750 paid 2000: $79,084 paid 2002: $2,230 paid 2004: $146,578 paid 2009: $5,745 paid 2011: $0 paid 2014: $0 paid 2018: $0 paid 2019: $275,515 paid 2020: $202,079 paid 2021: $87,056 paid 2026: $0 paid 2019 · $276K 1978 2026
$1.2M
total paid
$9,936
average claim
$84K
largest single claim
88%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Pickens, AL and where it ranks among U.S. counties. It is not a verdict on whether Pickens is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.