Property Atlas

County hazard profile

Jackson, AL

Alabama · pop. 52,501 · FIPS 01071

Relatively Low
FEMA risk rating · RATING
Tornado
dominant hazard
$29M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Jackson $29M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 79.04/100
national median ~50 higher than 79% of counties
Social vulnerabilityRelatively High 77.74/100
national median ~50 higher than 78% of counties
Community resilienceRelatively Low 27.13/100
national median ~50 lower than most counties (27th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Jackson

The National Flood Insurance Program has paid 69 flood-insurance claims totaling $664K in Jackson since 1979. The costliest year was 2003 ($182K paid).

Flood-insurance dollars paid by year of loss

1979: $24,900 paid 1980: $2,736 paid 1982: $3,254 paid 1989: $1,562 paid 1990: $35,839 paid 1994: $12,842 paid 1995: $4,156 paid 1998: $19,054 paid 1999: $0 paid 2001: $14,088 paid 2003: $181,698 paid 2008: $266 paid 2009: $2,277 paid 2010: $178,306 paid 2011: $3,021 paid 2012: $20,038 paid 2013: $3,180 paid 2015: $36,705 paid 2018: $21,663 paid 2020: $98,478 paid 2025: $0 paid 2003 · $182K 1979 2025
$664K
total paid
$9,624
average claim
$109K
largest single claim
58%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Jackson, AL and where it ranks among U.S. counties. It is not a verdict on whether Jackson is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.