Property Atlas

County hazard profile

Chilton, AL

Alabama · pop. 44,999 · FIPS 01021

Relatively Low
FEMA risk rating · RATING
Tornado
dominant hazard
$16M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Chilton $16M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 54.71/100
national median ~50 near the national middle (55th percentile)
Social vulnerabilityRelatively Moderate 52.61/100
national median ~50 near the national middle (53rd percentile)
Community resilienceRelatively Low 21.44/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Chilton

The National Flood Insurance Program has paid 10 flood-insurance claims totaling $78K in Chilton since 1978. The costliest year was 2025 ($36K paid).

Flood-insurance dollars paid by year of loss

1978: $1,199 paid 1979: $7,460 paid 1982: $0 paid 1990: $31,222 paid 2011: $2,344 paid 2017: $0 paid 2025: $36,267 paid 2025 · $36K 1978 2025
$78K
total paid
$7,849
average claim
$36K
largest single claim
20%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Chilton, AL and where it ranks among U.S. counties. It is not a verdict on whether Chilton is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.